There is no one perfect investment strategy for everyone. It all depends on so many factors that you can never have a boiler plate that works for everyone. One of the things that you need to know and understand about yourself before developing an investing plan is know what your risk tolerance is.
This is something that is very unique to you. You have to take investment strategies that you find from sites like Finance World and adapt it based on your risk tolerance. It’s not the same for everyone.
If your risk tolerance is high, you can probably take on more risky assets. If you it is low, you probably won’t be able to hold too many risky investments.
If you don’t understand this principle, your investment strategy will not be sustainable in the long term. If your risk tolerance is low and you take on risky investments, you will eventually chicken out before giving it a chance. At the very least, it will ruin your life and you won’t be able to sleep and that’s not good either, even if the investment strategy is sensible.